Feature comparison
| Feature | Compass | Navigator |
|---|---|---|
| Tax calculator | ✓ | ✓ |
| Income tracking | ✓ | ✓ |
| Expense tracking | ✓ | ✓ |
| Obligations calendar | ✓ | ✓ |
| Penzum News | ✓ | ✓ |
| Invoicing integrations | ✓ | ✓ |
| Bank sync | — | ✓ |
| AI Advisor | — | ✓ |
| Penzum Tip | — | ✓ |
| Scenario analysis | — | ✓ |
Plans in detail
Compass
The foundation plan for sole traders who want clear visibility over their finances. Compass covers all the essentials: income and expense tracking, a real-time tax calculator, the obligations calendar to keep deadlines in view, Penzum News for relevant regulatory updates, and full access to invoicing integrations with Számlázz.hu and Billingo.Compass is the right starting point if you prefer to manage transactions manually and want straightforward tax estimates without additional automation.
Navigator
Everything in Compass, plus the tools that automate and personalise your financial management. Navigator adds bank sync for hands-free transaction import, the AI Advisor for contextual guidance, daily Penzum Tips, and Scenario Analysis to model your tax burden across different tax forms.Navigator is the right choice if you want to reduce manual data entry, get proactive insights, and explore what your tax position would look like under different conditions.
Managing your subscription
You can view your current plan, upgrade, or manage billing details under Settings → Account in the Penzum app.