Bank Account Connection

Penzum connects to your bank with read-only access — it never initiates transactions.

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Planned connection steps

1. Go to the Settings → Bank Account card
2. Choose your bank from the list, and specify whether it’s a business or personal account
3. Approve access on your bank’s own interface, via a secure, regulated Open Banking partner connection
4. The first import starts automatically, then refreshes daily

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Supported banks

Penzum connects to banks via the European Open Banking standard — OTP, CIB, K&H, Erste, Raiffeisen, MBH, MagNet, Gránit, UniCredit, and more.

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Data security

Bank access happens through a regulated, audited connection. Penzum never stores your bank login credentials.

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Alternative: CSV Import

While automatic bank sync is not yet available, you can manually import your bank statement in CSV format.

• CSV import →