> ## Documentation Index
> Fetch the complete documentation index at: https://docs.penzum.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Penzum Tip

> Daily personalized financial tips

Penzum Tip shows a fresh, personalized financial tip on the Dashboard every day — built from your income, expenses, and obligations.

## What's in a tip?

Tips cover a range of topics:

* Highlighting upcoming tax payment deadlines
* Keeping the annual revenue ceiling (VAT-exemption threshold) top of mind
* General sole-trader financial habits and advice
* Current legislative changes for the year

## How does it update?

Tips refresh automatically once a day. Use the "Next tip" button to see the rest of the day's tips.

## Important

Penzum Tip is for informational purposes only and does not constitute tax advice.