> ## Documentation Index
> Fetch the complete documentation index at: https://docs.penzum.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Subscription and pricing

> One plan, every feature included

Penzum is available as a **single, all-inclusive subscription** — there's no limited-feature base tier, and no guessing which plan is right for you. Every feature is available from day one.

## Price

**HUF 9,990/month**, or **HUF 99,900/year** with annual billing (2 months free compared to monthly).

## Trial

<Info>
  After signing up, choose between a **30-day free trial** with a card on file (nothing is charged until the trial ends), or immediate **annual billing** with a 2-month discount. Both can be cancelled anytime.
</Info>

## What's included?

* Dashboard — income, expenses, tax, and free balance in one place
* Online invoicing sync (Billingo, Számlázz.hu, and other systems)
* NAV Online Invoice sync
* Categorized expense tracking, with receipt photos
* Tax obligation calendar, with email and push reminders (7 and 1 days before deadline)
* AAM (VAT-exemption threshold) monitor with early warnings
* Actual + scenario tax calculator
* AI Advisor (including document attachments)
* Step-by-step form guidance per obligation and life event
* CSV bank statement import (automatic bank sync coming soon)
* PDF export — tax summaries and reports

## Why only one plan?

Penzum is a single, all-inclusive subscription — there are no limited-feature tiers. Every feature is available from day one of your subscription, regardless of whether you're a part-time, full-time, or retired sole trader.

<Info>
  Manage your subscription — billing details, cancellation — under **Settings → Subscription**. See [Managing your subscription](/en/subscription).
</Info>