> ## Documentation Index
> Fetch the complete documentation index at: https://docs.penzum.app/llms.txt
> Use this file to discover all available pages before exploring further.

# What is Penzum?

> Financial and tax dashboard for Hungarian sole traders

Penzum is a financial and bookkeeping app built for Hungarian sole traders (egyéni vállalkozók). You don't necessarily need a separate accountant to always have a clear view of your income, expenses, and tax burden — Penzum does the calculations, keeps the statutory records, and tracks your deadlines, all in one place.

## What does it do?

<CardGroup cols={2}>
  <Card title="Income" icon="file-invoice">
    Automatic sync with your invoicing software keeps your income up to date.
  </Card>

  <Card title="Expenses" icon="receipt">
    Categorized expense tracking, including automatic bank imports.
  </Card>

  <Card title="Tax estimate" icon="calculator">
    Real-time tax burden estimate based on your income and tax form.
  </Card>

  <Card title="Obligations" icon="calendar">
    Deadline calendar for monthly and quarterly tax payments.
  </Card>
</CardGroup>

## Who is it for?

Penzum is designed for **flat-rate tax (átalányadó), KATA, and itemised entrepreneurial income tax (VSZJA) sole traders** — whether full-time, part-time, or alongside a pension.

## Where Penzum's scope ends

Penzum handles record-keeping and calculations, but you still need to submit your filings yourself (NAV ENYA, eSZJA) — Penzum doesn't submit them on your behalf. If you do keep an accountant, you can back up your figures precisely with reports exported from Penzum.

<Warning>
  The AI Advisor is for informational purposes only and is not legally binding tax advice — for complex, individual tax situations, always consult a professional.
</Warning>