> ## Documentation Index
> Fetch the complete documentation index at: https://docs.penzum.app/llms.txt
> Use this file to discover all available pages before exploring further.

# AI Advisor

> Personalized financial questions and answers

The AI Advisor answers your questions about sole-trader finances based on the data stored in Penzum.

## What can it help with?

A few examples:

* *"When is my next contribution payment due?"*
* *"How much revenue headroom do I have left this year?"*
* *"What is the social contribution tax?"*
* *"What tax benefits can I claim as a parent?"*

## Attaching a document

Use the paperclip icon to attach an official document (e.g. a NAV decision downloaded from Ügyfélkapu, a notice) to your question — as a PDF or a photo (JPG, PNG, WEBP), up to 10 MB. The Advisor reads it and explains in plain language what to do, what the deadline is, and where to proceed.

<Info>
  The uploaded document is only used to prepare that one response — the file is **deleted automatically, immediately** after the answer is sent. Only a short reference remains in the conversation history (e.g. "\[📎 document: decision.pdf]"), never the file itself.
</Info>

If the photo quality isn't good enough to read reliably, the Advisor will say so and ask for a better photo or the original file — it never guesses at the document's content.

## What it's not for

<Warning>
  The AI Advisor **does not replace an accountant or tax advisor**. It does not provide legally binding tax opinions and does not submit your filings. Always consult a professional before making a tax decision. If an attached document involves litigation, enforcement, criminal matters, or substantive legal representation in a NAV audit, it will clearly direct you to a lawyer or accountant.
</Warning>

## How it works

The Advisor relies exclusively on the data recorded in Penzum, any attached document, and current statutory parameters — it never invents figures, features, or document content, and never estimates from its own assumptions.